Director, Next Best Action (NBA) Platform

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The Director, Next Best Action (NBA) Platform, is accountable for architecting and expanding an enterprise-level, real-time decisioning platform that enables personalized, compliant, and measurable interactions across digital, call-center, and marketing channels. This position provides both technical and delivery leadership in the areas of decisioning, state management, business rules, machine learning integration, and channel activation, ensuring that all decisions are rapid, transparent, governed, and continuously optimized.

Primary Responsibilities

Platform & Architecture Leadership

• Oversee the comprehensive architecture of real-time decisioning, including:

• Decision orchestration services

• State management and lifecycle tracking

• Eligibility and policy evaluation

• Action and offer metadata management

• Integration of ML scoring and ranking

• Define clear boundaries between decisioning, state management, rules, models, data platforms, and channel systems.

• Ensure the platform operates with low latency, is highly scalable, fault-tolerant, and fully auditable.

Engineering & Delivery Leadership

• Guide multiple cross-functional engineering teams responsible for:

• Decision APIs and orchestration services

• State machines and transactional outbox implementations

• Action/offer catalog services

• Rules and policy evaluation services

• Integration of machine learning inference

• Establish engineering best practices related to:

• API contracts

• Idempotency and exactly-once processing

• Observability, logging, and tracing

• Reliability and performance SLAs

• Drive predictable, agile delivery while maintaining architectural integrity.

Decision Intelligence & Machine Learning Integration

• Collaborate with Data Science and ML teams to:

• Deploy propensity, uplift, and engagement models into production

• Maintain separation between offline modeling and online inference

• Implement safe rollout, monitoring, and fallback strategies

• Ensure explainability and governance of model outputs, particularly in regulated contexts

Experience & Activation Enablement

• Partner with channel and experience teams to ensure decision outputs are:

• Channel-agnostic

• Rendered consistently

• Enhanced post-decision without adding latency

• Reusable across web, mobile, call-center, and marketing platforms

Governance, Compliance & Trust

• Guarantee all decision outputs are:

• Traceable (including rationale and input data)

• Reproducible

• Aligned with regulatory and compliance obligations

• Work with compliance, legal, and audit teams to establish guardrails and controls

• Promote a culture of "decision trust" throughout the organization

People & Leadership

• Build, mentor, and retain senior engineering and architecture talent

• Define clear ownership models and accountability across teams

• Foster an engineering culture centered on clarity, accountability, and results

• Serve as the primary accountable leader for the NBA platform's technical delivery

Use your skills to make an impact

Required Qualifications

• Minimum 12 years' experience in software engineering, platform engineering, or distributed systems

• At least 5 years managing large, multi-team engineering organizations

• Deep expertise in:

• Real-time APIs and microservices

• Distributed state management

• Event-driven architectures

• Transactional consistency (e.g., outbox, idempotency)

• Experience with:

• Rules/policy engines

• Machine learning inference in production

• Demonstrated capability to operate in regulated industries (healthcare, finance, insurance, etc.)

Preferred Qualifications

• Experience with personalization, recommendation, or decisioning platforms

• Familiarity with marketing, care navigation, or customer engagement systems

• Experience with enterprise data platforms and feature stores

• Excellent executive communication skills, with the ability to clearly explain complex systems

Success Criteria

• Decisions are made rapidly, consistently, and transparently across all channels

• Engineering teams deliver reliably and maintain architectural discipline

• Business stakeholders trust and rely on platform outputs

• The organization can confidently answer "why was this recommended?"

• The platform is continuously refined based on feedback and learning

Additional Information

SSN Alert Statement

Humana values personal identity protection. Please be aware that applicants may be asked to provide their Social Security Number, if it is not already on file. When required, an email will be sent from Humana@myworkday.com with instructions on how to add the information into your official application on Humana's secure website.

WAH Internet Statement

To ensure Home or Hybrid Home/Office employees' ability to work effectively, the self-provided internet service of Home or Hybrid Home/Office employees must meet the following criteria:

At minimum, a download speed of 25 Mbps and an upload speed of 10 Mbps is required; wireless, wired cable or DSL connection is suggested.

Satellite, cellular and microwave connection can be used only if approved by leadership.

Employees who live and work from Home in the state of California, Illinois, Montana, or South Dakota will be provided a bi-weekly payment for their internet expense.

Humana will provide Home or Hybrid Home/Office employees with telephone equipment appropriate to meet the business requirements for their position/job.

Work from a dedicated space lacking ongoing interruptions to protect member PHI / HIPAA information.

Travel: While this is a remote position, occasional travel to Humana's offices for training or meetings may be required.

Scheduled Weekly Hours

Pay Range

The compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay will vary based on demonstrated job related skills, knowledge, experience, education, certifications, etc.

$189,400 - $260,500 per year

This job is eligible for a bonus incentive plan. This incentive opportunity is based upon company and/or individual performance.

Description of Benefits

Humana, Inc. and its affiliated subsidiaries (collectively, "Humana") offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family while also knowing your life extends outside of work. Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, volunteer time off, paid parental and caregiver leave), short-term and long-term disability, life insurance and many other opportunities.

Application Deadline: 03-19-2026

About us

Humana Inc. (NYSE: HUM) is committed to putting health first - for our teammates, our customers and our company. Through our Humana insurance services and CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health - delivering the care and service they need, when they need it. These efforts are leading to a better quality of life for people with Medicare, Medicaid, families, individuals, military service personnel, and communities at large.

Equal Opportunity Employer

It is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or protected veteran status. It is also the policy of Humana to take affirmative action, in compliance with Section 503 of the Rehabilitation Act and VEVRAA, to employ and to advance in employment individuals with disability or protected veteran status, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.

Humana complies with all applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity or religion. We also provide free language interpreter services. See our https://www.humana.com/legal/accessibility-resources?source=Humana_Website.