Credit Union Examiner
- US National Credit Union Administration
- Denver, CO, USA
- $77,400 - $121,518 yearly
Job Description
Summary
The NCUA was ranked #5 for the 2024 Best Places to Work in the Federal government among mid-size agencies.
Credit Union Examiners plan, conduct, and complete examinations of federally insured and federally chartered credit unions. This includes analyzing credit union data to identify areas of concern, persistency of previous problems, and risk to the National Credit Union Share Insurance Fund (NCUSIF).
Learn more about this agency
This job is open to
The public
Career transition (CTAP, ICTAP, RPL)
Veterans
Clarification from the agency
All U.S. Citizens and ICTAP eligibles.
Duties
As a Credit Union Examiner, you will:
- Manage an assigned district of federally chartered and federally insured credit unions of varying asset size;
- Travel to credit union sites to conduct examination and supervision activities and on occasion acts as examiner in charge;
- Obtain and protect confidential credit union data;
- Analyze credit union data prior to examination to identify areas of examination concentration and the persistency of previous problems; and,
- Prepare final written reports on examination findings and give oral presentations of examination findings, conclusions and recommendations to credit union leadership.
Applicants may select up to 3 duty locations in which you are willing to reside. Applicants are expected to reside close to their official duty station, normally within 40 miles.
More than the number of positions listed may be filled through this vacancy announcement.
Requirements
Conditions of employment
- You must be a U.S. Citizen.
- Suitable adjudication of background/security investigation is required.
- A probationary period may be required.
- Mobility agreement and financial disclosure forms are required.
- Applicants must complete a USA Hire writing assessment via the USA Hire platform if notified to do so.
- Must complete initial online questionnaire.
Qualifications
PLEASE NOTE: To qualify based on the education qualification requirements listed in this vacancy announcement, you must complete those education requirements no later than June 30, 2026.
The ideal candidate for this position will have a degree in accounting, business, or finance; is skilled in using information systems and technology; is skilled in preparing written communications; and has good interpersonal skills. Proficiency in additional languages is also desired.
MINIMUM QUALIFICATIONS
If you are found to meet the minimum experience and/or education qualification requirements below, you will be required to complete a USA Hire writing assessment and must achieve a minimum passing score on the writing assessment to receive further consideration for the position. See "How to Apply" for further information.
To meet the minimum qualification requirements for the Grade CU-11, you must have one of the following (A, B, or C):
A. EXPERIENCE: One (1) full year of specialized experience equivalent to the CU/GS-09 level (obtained in the public or private sector) that has equipped the applicant with the competencies (knowledge, skills, abilities) to successfully perform the duties of this position. This experience must have included responsibility for performing examining/auditing operations for a financial institution; and experience reviewing internal controls for a business or other organization to determine risk exposure.
OR
B. EDUCATION: Completion of three (3) full academic years of progressively higher graduate-level education or Ph.D. or equivalent doctoral degree. Such education must demonstrate the knowledge, skills and abilities necessary for successful job performance in the position to be filled; and included at least six (6) semester hours of course work in accounting or equivalent courses and three (3) semester hours in introductory auditing* (or an equivalent course) for a total of nine (9) semester hours. These courses must have been at the graduate or undergraduate level and a description of qualifying accounting coursework can be found in the education section of this vacancy announcement.
OR
C. COMBINATION: Completion of an equivalent combination of acceptable graduate level education and experience as described above sufficient to equal 100% of the job requirements.
You must meet the qualifications (if qualifying by experience) for this position by the closing date of this announcement.
Please note, all experience statements (i.e., duties, specialized experience, or occupational assessment questionnaire) copied from this announcement and pasted into your resume will not be considered as a demonstration of your qualifications for this position.
Your resume may not exceed two (2) pages and you MUST include specific details as to how your experience meets the specialized experience outlined in the vacancy announcement.
When creating your resume, please follow the instructions in the Required Documents section below as well as the guidance found here. Failure to provide adequate and required info details will result in an ineligible rating.
Education
ACCOUNTING COURSEWORK: To qualify based on education for a Credit Union Examiner position at the National Credit Union Administration (NCUA), your education must have included six (6) semester hours of course work in accounting (or equivalent courses) and three (3) semester hours of course work in introductory auditing* (or an equivalent course) for a total of nine (9) semester hours.
These courses may have been at the graduate or undergraduate level and must have included coursework that provided instruction in the following:
A. Basic accounting concepts and theories and the essentials of the accounting process (i.e., income determination and financial position; a fundamental understanding of the general ledger and subsidiary ledgers; evaluation of adjusting, closing, and correcting entries; analysis of financial statements and bank statement reconciliation; understanding of accrual and cash methods; awareness of Generally Accepted Accounting Principles);
AND
B. External financial reporting with emphasis on balance sheet valuations and their relationship to income determination;
AND
C. Principles of finance and their application to typical financial problems of business enterprises such as the measurement and disclosure problem associated with cash, receivables, fixed assets, and intangibles. Special emphasis on financial analysis, management of working capital, cost of capital, capital budgeting, long-term financing, dividend policy, and internal financing;
AND
D. Fundamental auditing concepts, such as, internal controls, separation of duties, independence of judgment, and verification of accounts; awareness of Generally Accepted Auditing Standards.
NOTE: Alternative Method To Meet Auditing Experience/Education Requirement: For applicants who do not possess the required auditing experience/education, NCUA will allow applicants an opportunity to complete the three (3) semester hours of course work in introductory auditing (or equivalent course) within ten (10) months after beginning employment at NCUA. This auditing course must provide instruction in the fundamental auditing concepts such as internal controls, separation of duties, independence of judgment, and verification of accounts; awareness of Generally Accepted Auditing Standards. The NCUA agrees to fund this course, if needed. Failure to successfully complete this course requirement within the required time period is cause for termination of employment at NCUA. The appropriate Regional Director may approve a waiver to extend the 10-month requirement (not-to-exceed a total of 18 months). Decisions are made on a case-by-case basis.
ARE YOU USING YOUR EDUCATION TO QUALIFY?
You MUST provide transcripts or other documentation to support your educational claims. Unless otherwise stated: (1) official or unofficial transcripts are acceptable, or (2) you may submit a list with all your courses, grades, semester, year, and credit for the course. All materials must be submitted by the closing date of the announcement.
PASS/FAIL COURSES: If more than 10 percent of your undergraduate course work (credit hours) were taken on a pass/fail basis, your claim of superior academic achievement must be based upon class standing or membership in an honor society.
GRADUATE EDUCATION: One academic year of graduate education is the number of credits hours your graduate school has determined to represent one academic year of full-time study. Such study may have been performed on a full-time or part-time basis. If you cannot obtain your graduate school's definition of one year of graduate study, 18 semester hours (or 27 quarter hours) should be considered as satisfying the requirement for one year of full-time graduate study.
ACCREDITATION: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education. Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating
FOREIGN EDUCATION: If you are using education completed in foreign colleges or universities to meet the qualification requirements, you must show the education credentials have been evaluated by a private organization that specializes in interpretation of foreign education programs and such education has been deemed equivalent to that gained in an accredited U.S. education program; or full credit has been given for the courses at a U.S. accredited college or university. For further information, visit: https://www.ed.gov/laws-and-policy/higher-education-laws-and-policy/college-accreditation.
Additional information
SALARY: Pay will be set using NCUA's compensation policy. The salary range shown is NCUA's National Pay Rate (NPR) which includes a locality rate of 17.06% for the Rest of the U.S. (RUS) geographical area. Actual salary will be determined upon the location of the selectee and the applicable locality pay, per the NCUA's CU pay table. The locality rates, by location, can be found on the NCUA Careers Pay and Benefits webpage.
For new hires at the CU-11 level, pay will be set based on the qualifications of the selectee. Click here for additional information about reaching the full promotion level of CU-12.
Promotion is not automatic and is conditional on demonstrated ability to perform the higher grade level duties, a current written performance appraisal rating of "fully successful" or better, fulfillment of the necessary qualification requirements, and sufficient work at the higher grade level position.
SELECTIVE SERVICE: If you are a male applicant born after December 31, 1959, you must certify that you have registered with the Selective Service System or are exempt from having to do so under the Selective Service Law. You may register or check the status of your registration by visiting the Selective Service website at: https://www.sss.gov/verify/.
This position is in the bargaining unit.
Effective January 1, 2010, OPM must authorize any employment offers we make to current or former (within the last 5 years) political Schedule A, Schedule C, or Non-career SES (political) employees in the executive branch. If you are currently, or have been within the last 5 years, a political Schedule A, Schedule C, or Non-career SES employee in the executive branch, you must disclose that to the point of contact listed on this vacancy announcement.
The Fair Chance Act: In accordance with the Fair Chance to Compete for Jobs Act of 2019 (Fair Chance Act), 5 U.S.C. Sec. 9202, and 5 C.F.R. Part 920, the National Credit Union Administration (NCUA) may not request, in oral or written form, that an applicant for employment disclose criminal history record information before the NCUA makes a tentative offer of employment, absent an exception. Complaints that the NCUA violated the Fair Chance Act must be submitted to LaborEmpRelations@NCUA.GOV or to the Office of Human Resources, Employee Relations, National Credit Union Administration, 1775 Duke Street, Alexandria, VA 22314 within 30 days from the agency's alleged non-compliance with the Fair Chance Act.
Reference Checks: Reference checks will need to be conducted prior to an offer of employment for the top candidate(s) for this position. The reference checks will need to be conducted with current and former supervisors, if applicable, as a part of NCUA's selection assessment process.
Illegal drug use by individuals working for or on behalf of the federal government, whether on duty or off duty, is contrary to the efficiency of the service and in direct violation of the Controlled Substance Act and the Drug-Free Workplace Act.
NCUA IS A COMPETITIVE FEDERAL SERVICE AGENCY
NCUA uses E-Verify, a web-based system, to confirm the eligibility of all newly hired employees to work in the United States. Learn more aboutE-Verify, including your rights and responsibilities.
More than the number of positions listed may be filled through this vacancy announcement.
Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution.
Benefits
A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.
Review our benefits
Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.
How you will be evaluated
You will be evaluated for this job based on how well you meet the qualifications above.
Your application will be reviewed for completeness and how well you meet the qualifications above. You will not receive further consideration if you fail to submit all the required documents as outlined in this announcement.
Hurdle 1 - Your resume and application package will be reviewed by an HR Specialist to determine if you meet the minimum qualification requirements as outlined in this announcement.
IMPORTANT - When describing your experience in your resume, please be clear and specific. We will not make assumptions or inferences regarding your experience.
Please Note: After submitting an online application, you will be notified if you are required to take an additional online USA Hire writing assessment. This notification message will be delivered to you via email. Check your "Spam" or "Junk" folder in case the email may have been routed there by your email provider. If notified to take a USA Hire writing assessment, you MUST complete this assessment to receive further consideration.
Hurdle 2 - If you are found to meet the minimal qualifications, the NCUA's Office of Human Resources will contact you via email within two weeks after the vacancy closes. At that time, you will be asked to submit a narrative response to an accomplishment record question that demonstrates your proficiency in the competency below. You will have at least 48 hours from the time the email is sent to submit your response. Narrative responses are not required when submitting your initial application.
Accomplishment Record Competency: Accounting
Basis for Rating - A panel of subject matter experts will evaluate your accomplishment record response and assign a rating, which will place your into one of the categories below.
- Best Qualified - Meets the minimum qualification requirements and has extensive skills and experience in most of the job-related competencies above.
- Well Qualified - Meets the minimum qualification requirements and has a moderate amount of skills and experience in most of the job-related competencies above.
- Qualified - Meets the minimum qualification requirements but may have a limited amount of experience in several of the job-related competencies.
Application of Veterans' Preference: The category rating process does not add veterans' preference points but protects the rights of veterans by placing them ahead of non-preference eligibles within each category. Preference eligibles who meet the minimum qualification requirements and who have a compensable service-connected disability of at least 10% must be listed in the highest quality category (except in the case of scientific or professional positions at the CU-09 level or higher).
Overstating your qualifications and/or experience in your application materials or accomplishment record response may result in your removal from consideration. Cheating on the online assessment may also result in your removal from consideration.
Required Documents
NOTE: Failure to provide required documents may result in non-consideration for this position.
To apply for this position, you must provide a complete application package which includes:
1. Resume - Only resumes up to a total of two (2) pages will be accepted, applicants who submit resumes exceeding two pages will be removed from consideration.
- Your resume must be 5MB or less. We recommend saving and uploading your resume as a PDF to maintain formatting and number of pages. We also accept GIF, JPG, JPEG, PNG, RTF, TXT, PDF, ODT or Word (DOC or DOCX). We do not accept PDF portfolio files.
- We recommend using a sans-serif font size like Lato, if available. Other widely available options are Calibri, Helvetica, Arial, Verdana, Open San Source Sans Pro, Roboto or Noro Sans. Make your page margins 0.5 inches. Consider using 14-point size font for titles and 10-point for the main text in your resume.
- The resume builder on USAJOBS can help you create a resume using these recommendations and uses the information in your USAJOBS profile to help you get started.
2. Other supporting documentation:
- Cover letter (optional)
- Veterans' documentation (see below for requirements)
- CTAP/ICTAP documentation (see below for requirements)
- College transcript(s), if qualifying based on education or if listed as a basic requirement
VETERANS: If you wish to receive consideration for veteran's preference you must submit a copy of your veteran's documentation including a DD-214 (member 4 copy preferred, however documentation provided must contain dates and character of service) along with a VA letter, SF-15, etc., if applicable. If you are a current active duty service member, please submit an official statement of service from your command.
If you are a current active duty military member who does not have a DD-214 and is claiming preference under the Veterans Opportunity to Work (VOW) Act, you must submit certification from the Armed Forces indicating that you will be discharged or released under honorable conditions from active duty within 120 days from the date on the certification. Certifications must be on letterhead from the appropriate military branch and include the following information: military dates of service and expected discharge or release date, character of service, military rank, type of discharge and date when terminal leave will begin. Certifications must be signed by, or by direction of military members' military personnel offices, unit commanders or higher headquarters.
CTAP/ICTAP: Federal employees seeking CTAP/ICTAP eligibility must submit proof of their eligibility:
- Copy of agency notice;
- Most recent performance rating; and
- SF-50 noting current position, grade level and duty location or Certification of Expected Separation, Reduction In Force separation notice.
TRANSCRIPTS (if qualifying based on education or combination of specialized experience and education) - Unofficial transcripts are acceptable from an accredited college or university recognized by the U.S. Department of Education to verify that you meet the basic education requirement. You must submit a legible copy of transcripts or list of college courses with your name, school name, credit or semester hours, major(s), and grade-point average or class ranking. Official transcripts are required upon selection if you qualified based on education.
How to Apply
To apply for this position, you must complete the online application and submit the documentation specified in the Required Documents section. The complete application package must be received by 11:59:59 P.M. ET on 05/07/2026 to receive consideration.
1. To begin, click "Apply" online to access the online application. You will need to be logged into your USAJOBS account to apply.
2. Complete the online application and upload all required documentation as listed in the Required Documents section.
3. USAJOBS Two-Page Resume Limit: Federal agencies may only accept resumes up to two (2) pages in length. Applicants with resumes exceeding two (2) pages will be removed from consideration. Ensure your resume clearly describes your relevant experience, education and accomplishments within this two-page limit. Visit the USAJOBS Help Center for more information.
The Office of Personnel Management has provided the following guidance to applicants:
- Your resume must be 5MB or less. We recommend saving and uploading your resume as a PDF to maintain formatting and number of pages. We also accept GIF, JPG, JPEG, PNG, RTF, TXT, PDF, ODT or Word (DOC or DOCX). We do not accept PDF portfolio files.
- We recommend using a sans-serif font size like Lato, if available. Other widely available options are Calibri, Helvetica, Arial, Verdana, Open San Source Sans Pro, Roboto or Noro Sans. Make your page margins 0.5 inches. Consider using 14-point size font for titles and 10-point for the main text in your resume.
- The resume builder on USAJOBS can help you create a resume using these recommendations and uses the information in your USAJOBS profile to help you get started.
5. After submitting an online application, you will be notified if you are required to take the USA Hire writing assessment. This notification message will be delivered to you via email. Check your "Spam" or "Junk" folder in case the email may have been routed there by your email provider.
6. If you are asked to complete the USA Hire writing assessment, you will be presented with a unique URL to access the USA Hire system. Access to USA Hire is granted through your USAJOBS login credentials. Be sure to review all instructions prior to beginning your USA Hire assessment. Click here for computer system requirements.
Note: Set aside at least 30 minutes to take the USA Hire assessment. Once you begin the USA Hire writing assessment it must be completed at that time.
You may update your application documents and some questions related to your personal information at any time during the announcement open period. However, you will not be able to make changes to the USA Hire writing assessment once you have completed and submitted it.
Reasonable Accommodation Requests: If you believe you have a disability (i.e., physical or mental), covered by the Rehabilitation Act of 1973 as amended and Americans with Disabilities Act 1990 as amended, that would interfere with completing the USA Hire Competency Based Assessments, you will be granted the opportunity to request a reasonable accommodation in your online application. Requests for reasonable accommodations for the USA Hire Competency Based Assessments and appropriate supporting documentation for reasonable accommodations must be received before starting the USA Hire Competency Based Assessments. Decisions on requests for reasonable accommodations are made on a case-by-case basis. If you meet the minimum qualifications of the position, after notification of the adjudication of your request, you will receive an email invitation to complete the USA Hire Competency Based Assessments. You must complete all assessments within 48 hours of receiving the URL to access the USA Hire Competency Based Assessments if you received the link after the close of the announcement. To determine if you need reasonable accommodations, please review the Procedures for Requesting a Reasonable Accommodation for Online Assessments.
To verify the status of your application, log into your USAJOBS account (https://www.usajobs.gov/), all your applications will appear on the Welcome screen. The Application Status will appear along with the date your application was last updated. For information on what each Application Status means, visit: https://help.usajobs.gov/how-to/application/status.
Agency contact information
1775 Duke Street
Alexandria, VA 22314
US
Next steps
Based on your application and your responses to the application questionnaire, you may be presented with instructions on how to access the USA Hire system to complete the online USA Hire writing assessment. The USA Hire writing assessment must be completed within 48 hours following the close of this announcement. You will have the opportunity to request a testing accommodation for the assessment should you have a disability covered under the Americans with Disabilities Act (ADA).
Overview
The salary range shown is for the Rest of the US (RUS) locality only, please view the additional information section for specific locality rates.
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- 0580 Credit Union Examiner
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