Mortgage Loan Officer

Company Overview

Lending Force is a Top 25 national mortgage brokerage and a proud partner of the nation’s #1 wholesale lender, United Wholesale Mortgage (UWM). Operating out of our Troy, Michigan headquarters, we are committed to providing competitive mortgage solutions while fostering an elite, performance-driven culture. We provide our sales teams with industry-leading technology, dedicated in-house processing, and the operational support necessary to maximize production and scale their careers.

Position Summary

We are currently seeking experienced, licensed professionals to join our team as a Mortgage Loan Officer. You have already proven you know how to originate and close loans, now it is time to scale your volume. This role is built specifically for the experienced MLO who is tired of wasting hours chasing down conditions, begging for real estate leads, or dealing with tiered commission rollbacks. We provide you with live inbound transfers and a dedicated processing team so you can focus 100% of your time on quoting, locking, and moving to the next deal.

Key Responsibilities

• Inbound Sales: Field high-intent, live inbound transfers from qualified borrowers—eliminating the need to constantly self-source.
• Client Consultation: Quickly assess borrower needs, quote aggressive rates, and strategically structure loans to beat retail competition.
• Loan Origination: Pitch the rate, secure the lock, and immediately hand the file over to our in-house processing team.
• Pipeline Management: Maintain an organized, active pipeline and accurately document all communications within our CRM (Salesforce).
• Compliance: Ensure all origination activities strictly adhere to FNMA guidelines, TILA regulations, and Fair Housing laws.

Qualifications & Skills

• Licensing: Active Mortgage Loan Originator (MLO) license through the NMLS is strictly required.
• Experience: 2+ years of consistent production in mortgage origination with a solid track record of closed units.
• Industry Knowledge: Strong understanding of loan structuring, pricing margins, and standard underwriting guidelines.
• Communication Skills: Ability to confidently advise clients, overcome rate objections, and build trust over the phone in a fast-paced environment.
• Drive & Motivation: Highly motivated to double or triple your current production volume using our inbound lead platform.

Compensation & Career Path

• Lucrative Structure: Transparent 100 BPS flat payout with no hidden rollbacks or tiered structures to cut into your margins.
• Operational Support: Elite in-house processing team designed to clear your conditions rapidly so you aren't doing dual duty as an LO and a processor.

Benefits & Office Amenities We believe in supporting our team’s health, well-being, and work-life balance. Our comprehensive package includes:

• Medical, Dental, and Vision Insurance
• Paid Time Off (PTO) and Sick Days
• 401(k) Retirement Plan with a 4% company match
• Troy Headquarters Perks: Access to our on-site fitness center, barber shop, hair salon, and nail salon.
• Monthly chiropractor visits, wellness pop-ups, and regular team-building events.
• Weekly performance incentives, cash bonuses, and team competitions.

How to Apply If you are an experienced originator ready to stop wearing every hat and start scaling your volume, please apply with your updated resume on Indeed or contact careers@lendingfrc.com for further assistance!

Pay: $75,000.00 - $150,000.00 per year

Benefits:

• 401(k) 3% Match
• Dental insurance
• Health insurance
• Paid time off
• Professional development assistance
• Referral program
• Vision insurance
• Wellness program

Application Question(s):

• Do you thrive in a fast-paced and high-energy environment?

License/Certification:

• MLO License (Required)

Ability to Commute:

• Troy, MI 48084 (Required)

Work Location: In person