Credit Analyst - Banking

Step into a Credit Analyst position where you can support underwriting efforts by reviewing financial statements, cash flow, collateral, and borrower performance to help guide credit decisions. This is a strong opportunity to build expertise in commercial banking.

As a Credit Analyst you will:

• Gain exposure to credit policy, risk management, and regulatory expectations, building a well-rounded understanding of banking operations
• Strengthen your ability to evaluate business performance, learning how to assess repayment capacity and overall financial health
• Join a bank known for their collaborative culture, local leadership and impressive ROA

Requirements of this Credit Analyst role:

• Monitor covenant compliance and identify exceptions
• Analyze financial statements, tax returns, and cash flow data
• Partner with lenders to structure credit facilities
• Support lending staff with financial analysis and risk assessment
• Perform annual reviews, renewals, and portfolio monitoring
• Prepare credit memorandums with financial analysis, risk ratings, and repayment capacity evaluations
• Review collateral, appraisals, borrowing base certificates, and supporting documentation
• Assist with loan committee preparation and presentations
• Evaluate the creditworthiness of commercial and consumer loan relationships
• Support loan grading and risk rating accuracy

Your action steps for this Credit Analyst role:

• Check the requirements list above
• Apply through this application portal
• Confidentially forward your resume and project list to me Elise Turner, at Elise@sandiasexecutivesearch.com or contact me directly at (505) 465-8210 (call or text)

We are Sandias Executive Search, an employee-owned company now marking more than 25 years of exemplary placement services. We have been named one of Albuquerque’s Fastest Growing Companies a record eleven years in a row and one of Albuquerque’s Best Places to Work. Our mission is to work with the best candidates and companies in the industry with professionalism, integrity and confidentiality. For more information, visit www.sandiasexecutivesearch.com.