Full time
Bread Financial
Columbus, OH, USA
Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Credit Management Department plays a crucial role in facilitating profitable growth by managing the risk/reward tradeoff for various credit decisions throughout the lifecycle of an account. These touch points include, but are not limited to new account approval criteria, initial credit limit assignment, existing account credit line management, credit authorizations, card reissue, high-risk account management, marketing program credit qualification, and P&L delinquency and loss forecasting. Credit Management continuously develops and refines criteria in these areas by brand, product (cobrand, PLCC, installment loan), and channel. The team collaborates with business partners to achieve best-in-class profitability while adhering to industry regulatory guidelines. As a Senior...

