Full time
First Bank & Trust
Brookings, SD, USA
Job Description This position shall be responsible for consumer loan underwriting in accordance with internal guidelines and market standards to provide maximum profitability to the bank with minimum risk. Qualifications: This person should have a bachelor’s degree plus three years of related experience in all aspects of consumer loan underwriting. This person must have the ability to exercise independent and sound underwriting judgment and effectively apply knowledge of regulatory and industry guidelines to loan decisions. Familiarity with Decision-pro or other similar software preferred. Good verbal and written communication skills and analytical thinking are necessary. Principal Responsibilities Review loan requests for credit quality, collateral eligibility, properly executed documentation, and compliance with HMDA, Fair Lending, and applicable lending regulations. Approve, suspend, or deny loan requests based on established industry standards. Communicate credit...

